AYU AGUSTINA, E.; ERMAWATI, W. J. .; FAUZI, R. A. . Analysis Of Factors Affecting The Intensity Of Octo-Mobile Usage By CIMB Niaga. Eduvest - Journal of Universal Studies, [S. l.], v. 4, n. 8, p. 7274–7285, 2024. DOI: 10.59188/eduvest.v4i8.1443. Disponível em: http://www.eduvest.greenvest.co.id.submitjurnal.id/index.php/edv/article/view/1443. Acesso em: 5 jul. 2025.