Mahardika, Yudha, and Viany Utami Tjhin. “What Are The Factors That Affecting The Usage Of Bank Jago Application?”. Eduvest - Journal of Universal Studies 4, no. 2 (February 20, 2024): 379–385. Accessed July 5, 2025. http://www.eduvest.greenvest.co.id.submitjurnal.id/index.php/edv/article/view/1022.